Terms & Conditions

The following user guidelines, terms and conditions apply to all individuals who use the SNAGpay platform, the website or the mobile app. When you use the SNAGpay app or website, your use confirms you agree to abide by all policies, rules terms and conditions. If you disagree with any of the policies, do not use the SNAGpay website or mobile app.

SNAGpay reserves the right to change or modify any of the policies, terms and conditions contained in this Agreement at any time and in its sole discretion. Any changes or modifications are in force immediately upon upload to the site/mobile app. When you use the SNAGpay platform via website or mobile app, your use of SNAGpay indicates agreement with all revised policies, pricing or other information that has been posted.

The information contained in this website is subject to change without notice. We are not responsible for typographical, technical, or descriptive errors of products or services listed with SNAGpay

1. SNAGpay function

SNAGpay is a business owners to business owners online forum that allows member merchants to connect with each other to trade or exchange products or services. SNAGpay makes no guarantees to buyers and sellers on the site regarding success in completing transactions.

2. Merchant responsibility

In joining SNAGpay, merchants agree to be accurate and forthcoming with the data and information they post about their products or services. SNAGpay does not guarantee the accuracy of data and information posted by merchants. We encourage SNAGpay users to flag and report any inaccurate, misleading or inappropriate posts.

While we encourage open use of the platform, SNAGpay will not tolerate inappropriate or offensive conduct. Merchants are prohibited from posting disparaging or defamatory comments and bear sole legal responsibility for statements posted on the site. SNAGpay reserves the right to deny access to the Site and terminate or cancel accounts of any merchant who uses vulgar, defamatory, hostile, discriminatory or otherwise inappropriate language on the site.

SNAGpay agree to not:

  • misrepresent information or data regarding products or services
  • say or do anything to injure or harm others
  • post data containing nudity or pornographic material of any kind
  • provide material that is clearly offensive to the online community
  • promote illegal activities, or advocate physical harm or injury against any group or individual
  • defame any person or group
  • post or promote material that exploits children under 18 years of age
  • compromise the security of any Service SNAGpay provides, including attempting or gaining access to system areas private to the Company or to other users of the Site
  • infringe the rights of another, including but not limited to the intellectual property rights of another. SNAGpay will neither permit nor be a party to any acts of copyright, trademark, patent, trade secret, or other intellectual property infringement. This also includes but is not limited to offering pirated computer programs or links to such programs; information used to circumvent manufacturer-installed copy-protect devices
  • interfere with the Site or servers or networks connected to the Site by posting links to other sites or publishing ads.
  • Not use SNAGpay resources to transmit junk mail or any unsolicited mass distribution of email
  • collect information about other users of the Site without their consent
  • use any digital or IT tools including scrapers, sliders, bots or, other automated means to access the Site for any purpose.

SNAGpay may deny access to the Site or terminate or cancel the Merchant's accounts if the User commits any violations outlined in this Agreement. SNAGpay also reserves the right to revoke a member’s affiliation if SNAGpay considers that action necessary.

SNAGpay is not responsible for any loss of data resulting from accidental or deliberate deletion, network or system outages, file corruption, or any other reasons

SNAGpay does not involve itself in relations and business dealings between members and does not take a position on whether a contract was created between buyer and seller nor does it assume responsibility for merchant behavior including fulfillment of agreements. SNAGpay does not involve itself in the agreements between the two Merchants or the actual delivery or provision or delivery of goods or services.

This Agreement does not commit SNAGpay to any agency, partnership, joint venture, employee/employer, or franchiser-franchisee relationship. SNAGpay cannot ensure the completion of any transactions executed via the website or mobile app. SNAGpay will not be a party to any disputes between site users.

SNAGpay does not provide legal, financial, or tax advice, mediation or counseling under any circumstance.

3. Enforcement of terms and compliance with site policies

SNAGpay may, at its sole discretion, deny access to the Site or terminate or cancel the Merchant's accounts if the merchant infringes any intellectual property rights of the Company or others, whether or not there is any repeat infringement, or when the Merchant violates any other term of this Agreement.

SNAGpay may deny access to the Site or to terminate or cancel the Merchant's accounts if the Company receives notice that the merchant is contacting other merchants of the Site for illicit purposes, either on or off of the Site.

SNAGpay reserves the right to deny access to the Site or to terminate or cancel the Merchant's accounts if the account has been inactive for a long time, as determined by SNAGpay, or if the Merchant has an outstanding balance owed to the Company. Any denial of access to the Site or termination or cancelation of Merchant's accounts will result in the forfeiture of Merchant's Site Credits to the Company.

4. Post Data and Information

SNAGpay shall not monitor, approve, or verify the accuracy or appropriateness of data on the Site; therefore, SNAGpay allows the Merchant and other users of the Site to flag inappropriate data on the platform. SNAGpay has no obligation to mediate or otherwise reconcile differences between the merchants of the Site.

SNAGpay is not responsible for any loss of data resulting from accidental or deliberate deletion, network or system outages, file corruption, or any other reasons

5. Merchant communications

SNAGpay provides a means for the buyer and seller to ask each other questions related to the posted product/service. Merchants may only use this feature to ask genuine non-offensive questions and to provide similar responses. Users agree to not use the communication channels for non-related solicitations or irrelevant purposes.

The Merchant shall in good faith attempt to respond in a timely fashion to all reasonable queries from SNAGpay and other merchants of the Site about information that the merchant posts to the Site. Queries are prominently displayed on the Site to the User once the user logs into their account. SNAGpay may also forward queries to the User's outside or private email account(s).

By using SNAGpay, the Merchant consents to receive emails from the Company, which may include commercial emails provided such emails are in accordance with the preferences the Merchant selects in the My Account section of the Site. Merchants may change their settings within their account portals, but as long as the Merchant maintains an account, he or she may not "opt out" of receiving account- related emails from SNAGpay.

6. Disclaimer of Information Obtained

SNAGpay provides Merchants of the Site with a forum that functions as an open market. SNAGpay shall not be held responsible for the content of materials posted on the platform. The opinions and views expressed are those of the Merchants of the Site and do not reflect those of the Company. Post Data or other information submitted by the Merchant is not verified or reviewed in any way before it appears on the Site. SNAGpay does not warrant the validity or accuracy of any such information. Merchants are urged to apply caution and common sense when using the Site.

SNAGpay does not review the membership, standing, or otherwise of the Merchant with any regulatory, licensing, or similar authority. Merchant agrees not to access the Site if it lacks the proper licenses or is suspended and/or disbarred or otherwise restricted or prohibited from providing the goods or services identified in the Data. If such access is brought to the attention, SNAGpay may report such conduct to the appropriate licensing agency or other proper authority and may restrict the Merchant's access to the Site and/or cancel or terminate their account without prior notice.

7. Indemnification

Merchant agrees that SNAGpay is not responsible for any harm that the Site or Services may cause. Merchant agrees to indemnify, defend, and hold SNAGpay harmless from and against any and all liability and costs incurred in connection with any loss, liability, claim, demand, damage, and/or expenses arising from or in connection with the contents or use of the platform. The Merchant agrees that this defense and indemnity shall also apply to any breach related to this Agreement or the foregoing representations, warranties, and covenants. Furthermore, Merchant agrees that this defense and indemnity shall include without limitation attorney fees and costs. Merchant also agrees that this defense and indemnity shall apply to SNAGpay, its affiliates, directors, officers, and employees. SNAGpay reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the Merchant.

8. Disclaimer of Warranties & Limitation of Liability

Although it is SNAGpay's goal to provide users with a reliable, quality system, we may make mistakes or experience system failure from time to time. Such problems may arise in operating any computer-based website. In order to continue offering and improving our service, SNAGpay must deny any warranties on this service and ensure that our liability for any problems connected with the use of our system is strictly limited.

9. Registration Data; Account Security

In consideration of the use of SNAGpay, the Merchant must agree to provide accurate, current, and complete information as may be prompted by any registration forms on the Site; maintain the security of the Merchant's password and identification; maintain and promptly update Registration Data, to keep it accurate, up to date, and complete; and accept all risks of unauthorized access to the Registration Data. In addition, the Merchant agrees not to access or use, or attempt to access or use, the Site or any part thereof using the identity or the Registration Data of any person other than themselves. Use of the platform is an express admission that the Merchant is the party identified in the Registration Data.

10. Miscellaneous Terms

SNAGpay's Terms and Conditions incorporate by reference the Privacy Policy and any notice by the Company contained in any of the platform's website pages and constitutes the entire understanding between the Merchant and SNAGpay regarding the client relationship to the Company. In case any term conflicts with the terms in this Agreement, the terms specifically written in this Agreement shall undermine terms that are incorporated by reference to another document or outside source.

The SNAGpay Privacy Policy provides information on how SNAGpay collects, uses, and discloses personally identifiable information.

If SNAGpay fails to exercise or enforce any right or provision of this Agreement, that failure shall not be used to prove or be construed that the Company has waived the right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the Merchant nevertheless agrees that the court should endeavor to give effect to the parties' intentions as reflected in the provision and that the other provisions of the Agreement remain in full force and effect. The Merchant agrees that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or Services, or the Agreement or incorporated agreements must be filed by the Merchant or third party within one (1) year after such claim or cause of action arose or be forever barred.